Tricare Members Coverage

Apr 27, 2016

  1. saintstigers
    Offline

    saintstigers Guru

    Posts:
    287
    Likes Received:
    0
    Occasionally I get leads that have TRICARE benefits. Are there any gaps in their senior health coverage that can addressed by an insurance product? Or better to just let them be on their merry way?
     
  2. vic120
    Online

    vic120 Guru

    Posts:
    2,720
    Likes Received:
    493
    State:
    Tennessee
    Let em Be tricare takes care of it
     
    vic120, Apr 27, 2016
    #2
  3. WCMason
    Offline

    WCMason Guru

    Posts:
    2,155
    Likes Received:
    311
    State:
    Colorado
    You have Tri-Care? That's all you need. Don't let anyone like me sell you anything. If you know anyone who does't have your great benefits, I'd appreciate an introduction.
     
    WCMason, Apr 27, 2016
    #3
  4. TwoCents
    Offline

    TwoCents Guru

    Posts:
    413
    Likes Received:
    118
    My Mom has Tricare for Life. Pretty good Rx benefits esp. when using an on-base pharmacy. It's secondary to Medicare; never sees a doctor's bill.
     
    TwoCents, Apr 28, 2016
    #4
  5. TFMSINC
    Offline

    TFMSINC Expert

    Posts:
    59
    Likes Received:
    0
    State:
    Oklahoma
    Tricare for Life is all you need combined with Medicare.
     
    TFMSINC, Apr 28, 2016
    #5
  6. saintstigers
    Offline

    saintstigers Guru

    Posts:
    287
    Likes Received:
    0
    How about CHAMPVA?

    I've had some regular VA benefits members enroll in MA only and MAPD plans.
     
  7. yogooglethis
    Offline

    yogooglethis Guru

    Posts:
    1,199
    Likes Received:
    3
    State:
    Florida


    I had a prospect recently with CHAMPUS VA who was insisting I enroll her in an MA plan because she wanted the free gym membership.I had to call champus so she could hear for herself how good her coverage was.I did find out that champus will coordinate medical benefits with an MA only plan and pay the copays however there is still the network issue.she was a very high utilizer with 7 different specialist so luckily I was able to talk her out of it however it could possibly work for some.
     
  8. AllyriaRedbird
    Offline

    AllyriaRedbird Expert

    Posts:
    71
    Likes Received:
    2
    Never waste a lead!

    Take the Medicare/Healthcare coverage questions out of your presentation once you warm up with them and you find out about their Tricare coverage.

    Then, focus on specialty insurances like cancer/heart and stroke lump sum policies for them to have extra funds and the option to travel to the Mayo Clinic or other top rated hospital for their treatment.

    If they travel, let them know about the MASA travel insurance for emergency travel, ambulance and helicopter.

    Single premium life insurance works well for seniors with money in the bank for the funeral costs, and are more favorable to heirs tax-wise.

    Also, the kids and grand kids may need life policies etc.

    These folks know all kinds of people for referrals. If you build a relationship with them you will reap the benefits.
     
  9. yankee466
    Offline

    yankee466 Guru

    Posts:
    697
    Likes Received:
    50
    State:
    Georgia
    I sell them Long Term Care......none of them want to go to a VA nursing home some day.

    ----------
     
    Last edited: May 1, 2016
  10. KCFL23
    Offline

    KCFL23 New Member

    Posts:
    4
    Likes Received:
    0
    Good stuff AllyriaRedbird.
     
    KCFL23, May 5, 2016
    #10
Loading...
Similar Threads
  1. Bob_The_Insurance_Guy
    Replies:
    23
    Views:
    1,845
  2. Bevo
    Replies:
    4
    Views:
    823
  3. jmarkk1
    Replies:
    30
    Views:
    3,152
  4. MedSuppPro
    Replies:
    6
    Views:
    1,571
  5. supersupps
    Replies:
    3
    Views:
    1,903