My wife and I travel internationally and rent cars often. We have a personal umbrella policy that provides worldwide coverage, but we are told that we must have primary insurance that meets the underlying requirements of $300K/500K, which is not always obtainable in other countries. Our auto policy applies only in the US, Canada and Mexico.
Are there any personal umbrella policies that drop down when there is no underlying coverage overseas?
Are there any personal umbrella policies that drop down when there is no underlying coverage overseas?