Types of Coverages, I'm a Bit Lost

[mattlbrody]

I read that there are six coverages, ranging from coverage A-F. Is this only for a few companies? or does every company offer these policies? And do they all call it Coverage A, Coverage B, Etc.?

 

[NCAgent]

I read that there are six coverages, ranging from coverage A-F. Is this only for a few companies? or does every company offer these policies? And do they all call it Coverage A, Coverage B, Etc.?

Cov A Dwelling
Cov B Other Structures
Cov C Contents
Cov D Loss of Use
Cov E Liability
Cov F Medical Payments

Every company does that, it is part of a homeowners to spread risk and provide the coverages to everyone whether they want it or not.

That is, at a minimum, found in all the HO policies. Then you do endorsements to add more on there like water backup, ID theft, personal injury to liability, and things of that nature.