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Dennis46c: Im not ripping UHC or any other company...But in a general sense I find a lot of seniors focus on the minutia of a gym membership vs coinsurance, copays, or in network verses out of network coverage for services. The focus becomes on the Medicare C dental package or the gym membership. It becomes ridiculous. How about focusing on things that can really impact your bottom dollar...LIKE in network national coverage or out of network coverage...I love it when seniors become experts on their dental or gym memberships but know nothing about their MEDICAL benefits and how the medical portion works. Thats STOOPID to me. Brother Dennis, chill and laugh..