UHG Kiboshing Plan Switching...Sort Of

[justsayinisall]

At least for the last 8 years, UHG Supplements have allowed members to switch between plans, any time of year, with just a phone call - never any underwriting.

As of 10/1/2018, any member wanting to switch into a plan 'G' will be subject to underwriting. They can still switch in and out of the other plans; 'N' to 'F', 'F' to 'K' etc with no underwriting, just not into a 'G'.

I'm assuming it's only a matter of time before they stop the practice altogether. I called the producer helpdesk and asked if they would notify the members before they stop the practice and was told that they would not.

That is all...

 

[Charles Hurst]

That is interesting to know.
Thanks for posting!

 

[Yagents]

You mean UHC, aka AARP. 99% of my F clients moved to G before this door closed over past 3 weeks.

Especially since F is going up 8% and G is going up 0% in April 2019 in my state.

And saved $25 month on average. They love me so much now.

 

[Chazm]

Only select states so far. Not in FL yet

 

[justsayinisall]

Only select states so far. Not in FL yet

I was told, by two different people, that it's going to be in all states as of 10/1. To be safe I'll start adjusting my sales spiel.

 

[somarco]

going to be in all states as of 10/1

That's Monday.

adjusting my sales spiel.

Maybe this is a big deal in community rated states but attained age or (possibly) entry age would seem to be a non-starter.

 

[Yagents]

About 12 states not affected as of 10/1 including Florida. It may come in near future. Email was sent out a month ago by uhc.

 

[DS4]

At least for the last 8 years, UHG Supplements have allowed members to switch between plans, any time of year, with just a phone call - never any underwriting.

. I would never bring this up in a sales presentation. I’d keep this tid bit in my back pocket. Use it when I need it.

 

[Chazm]

I agree, I didn’t use it much. Maybe less than a dozen times over the years. Typically when I was pitching a plan N and a client was not sure if they wanted an N or an F. They can still go to that F

 

[LostDollar]

After Jan 1, 2020, can a person (of the right age) go to a plan F if they did not actually have an F on Jan 1?