Under 65 Medigap in Kansas?

Oct 13, 2016

  1. Justin Bilyj
    Offline

    Justin Bilyj Guru

    Posts:
    4,982
    Likes Received:
    109
    State:
    Ohio
    Are there any choices? Appreciate any help with this!
     
  2. LostDollar
    Offline

    LostDollar Guru

    Posts:
    2,688
    Likes Received:
    502
    State:
    Kansas
  3. DS4
    Online

    DS4 Guru

    Posts:
    4,107
    Likes Received:
    329
    State:
    California
    Using Dodge City zip code, Humana Plan N is $116/mo.
     
    DS4, Oct 13, 2016
    #3
  4. G.Gordon
    Offline

    G.Gordon Guru

    Posts:
    3,182
    Likes Received:
    4
    State:
    Missouri
    Manhattan, Transamerica, CSI, Combined are #1-4 in price for plan F, $130-141.
     
    G.Gordon, Oct 14, 2016
    #4
  5. Justin Bilyj
    Offline

    Justin Bilyj Guru

    Posts:
    4,982
    Likes Received:
    109
    State:
    Ohio
    I was getting Cigna in #1 for their zip/age for plan F was $122, $135 if they smoke. For plan G I saw Cigna again #1 for $100, $110 if they smoke.
     
  6. LostDollar
    Offline

    LostDollar Guru

    Posts:
    2,688
    Likes Received:
    502
    State:
    Kansas
    In regard to plans F, G, and N - at a somewhat higher age, on the information which I have been provided:

    Transamerica (premier life), Bankers Fidelity Life, and the September addition of Cigna tend to cluster in the lowest premium range of each plan. I have been unable to garner any company evaluation help here, so I have to continue to regard them as equal opportunities. I would expect that cluster to manifest at age 65 as well.

    Transamerica (Life Insurance) offers an issue age policy for both G and N. Multiple issue age choices for F.

    In my zip, I have been unable to see a financial justification for taking F over G. Ease of use considerations may affect another person's consideration of that issue differently.

    Aetna has been consistently presented to me as both a more conservative and more costly alternative.

    If you are looking at HDF, the companies will be different and I can provide a probable list of lowest cost options from another post.
     
    Last edited: Oct 14, 2016
  7. Justin Bilyj
    Offline

    Justin Bilyj Guru

    Posts:
    4,982
    Likes Received:
    109
    State:
    Ohio
    I wouldn't touch Trans with a 10 foot stick. One possible justification for seeking plan G is lower rate increases over the long haul compared to plan F. So you could be saving money on the back-end regarding a justification.
     
  8. somarco
    Offline

    somarco GA Medicare Expert

    Posts:
    29,148
    Likes Received:
    2,795
    State:
    Georgia
    Is this a GI prospect? I assume so since under 65. If GI, are plans N & G in play in KS?
     
    somarco, Oct 14, 2016
    #8
  9. LostDollar
    Offline

    LostDollar Guru

    Posts:
    2,688
    Likes Received:
    502
    State:
    Kansas
    smarco,
    this is beyond my technical abilities. I see the link above is not working-for whatever reason. It included a section on disabled which I believe answers your question yes.

    If you google schick disability and medicare and find that page in the search listing and look at the cached version, you can see the section. I can copy the section out of the cache into a word document, but I can't paste it here. So all I can try to do is point you to it.
    LD
     
  10. Justin Bilyj
    Offline

    Justin Bilyj Guru

    Posts:
    4,982
    Likes Received:
    109
    State:
    Ohio
    Yes, it is any supplement.
     
Loading...