Underwriting Guidelines in CA

peofe

New Member
2
I apologize if this is not the correct forum to ask this question, but I'm so concerned and don't have a clear direction.

I'm a 62 yo California female losing my COBRA in 2 months and I need to find an individual policy to cover me until Medicare eligible. Other than osteoarthritis, seasonal allergies and very mild asthma (never hospitalized), I don't have issues, however, I am 5'8" and weigh 235.

I am concerned that if I apply and am declined by one company, I will not be underwritten by any other company short of MRMIP.

Are any of the major insurers in CA more liberal in their underwriting guidelines than others?

Thanks for any advice/suggestions. I'm very anxious about this situation.
 
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