Underwriting Question

Discussion in 'Life Insurance Forum' started by VIC, Dec 4, 2006.

  1. VIC
    Offline

    VIC New Member

    Posts:
    8
    Likes Received:
    0
    How do most carriers respond to alzheimer's? Is this something that they generally will not write or are there different degrees where they will consider some?
     
  2. Longtimeagent
    Offline

    Longtimeagent Super Genius

    Posts:
    171
    Likes Received:
    0
    State:
    North Carolina
    That would be an instant decline, unless you have a guaranteed issued product. There are some in FE, like Americo and some on Med Supps like AARP is until June 1st, and United of Omaha N plan in most states after June 1st. Alzheimers is not something like diabetes or high blood pressure that is rated to the severity of it. It is all or not. It is a disease that severely impacts your daily life forever and does not get better as there is no cure.

    Good luck
     
  3. arnguy
    Offline

    arnguy Guru

    Posts:
    7,786
    Likes Received:
    12
    State:
    Pennsylvania
    VIC has been anxiously awaiting the reply for over three years!!!!
     
  4. Longtimeagent
    Offline

    Longtimeagent Super Genius

    Posts:
    171
    Likes Received:
    0
    State:
    North Carolina
    I was replying to gavros77, VIC is probably long gone in this business or this forum...
     
  5. Norwayguy
    Offline

    Norwayguy Guru

    Posts:
    8,770
    Likes Received:
    10
    State:
    Maine
    What is it this week the resurrection of posts from 2006 week?
     
  6. arnguy
    Offline

    arnguy Guru

    Posts:
    7,786
    Likes Received:
    12
    State:
    Pennsylvania
    I think they tend to forget about it! Ha, ha, ha.:laugh::laugh::laugh:
     
  7. xrac
    Offline

    xrac Guru

    Posts:
    11,466
    Likes Received:
    27
    State:
    Indiana
    Maybe Vic was the one with Alzheimers. We haven't heard from him since 2006.
     
Loading...

Share This Page