Underwriting with Provigil (Modafinil)

rcduggan

Super Genius
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Anyone write a case with a client who has a script for Modafinil? Client has only been taking the script for 2 months at 15 pills @ 100mg cut to 50mg each day (half dose). Can an increase of premium be expected just because of this?
 
It depends on the underlying issue. Is it for sleep apnea? Narcolepsy? Focus? I wrote a little bit about Modafinil and Provigil here.

thanks for the response. here's the thing a doctor will not prescribe it for "focus" but i can confirm this is the reason my prospect is taking it. he has explained to me in order to get the script he had to tell his doctor he needs it for working longer hours.
 
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