Cps10
New Member
Any one have experience with United America final expense insurance. They claim to offer free leads?
Chris
Chris
United American Final Expense Insurance
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And then inquire about how they advance on that business. They used to advance like 2 years or so on it. If that is still the same, then it's all really designed for you to stay in debt with the company so that you'll keep writing business. The problem with that model is that the more you write the more you're in debt to them. I know they used to do it this way on the Med Supp side, not 100% sure about the life side.
Other than that, I've not seen where their life product is competitive at all.
Also, please keep in mind that there is no such thing as a "free" lead. You pay for it one way or the other and it's usually through having a lower commission level. If that is the case then you will be paying dearly for those so-called "free" leads.
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Cps10
New Member
Thought So too.
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Even when you include Transamerica I've never had a worse experience than dealing with UA.
Rick
Rick
They were great to deal with pre Torchmark.. After Torchmark, it was downhill all the way.
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