United Life

Aug 23, 2018

  1. shooter
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    shooter Guru

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    Rousemark,
    Is this the company offered by a group out of Chattanooga, Tn.?
    I can't remember the name of the IMO.
    But at one time you had to have your commissions payed to you
    via the IMO, not the company.
    The sales pitch was you received higher commissions and life time
    renewals.
    United wasn't the only company the offered.
    United at a nice single premium that you could write for a very low
    premium amount.
    Maybe it was based on face amount not dollar amount.
    A child could get a 10,000 face paid up for $500.
    The numbers are not accurate they are just an example.

    Shooter
     
    shooter, Dec 24, 2018
    #11
  2. rousemark
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    rousemark Still Here!

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    Don't know about Chattanooga but Dynamic Consultants out of Knoxville has them and they require commission assignment. They do pay higher commissions to the agent than if you have a direct GA contract.. I went through Bill Douglas, Savers Marketing in NC.. I am paid direct by the company.
     
  3. shooter
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    shooter Guru

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    That's right it was Knoxville, I could only remember
    it was in east Tennessee.
    It was my understanding that Dynamic Consultants had
    the marketing rights for the south east with United Life.
    Guess not.
    I meet with there then head of marketing, and lead Underwriter.
    At the the time I had a deal with a union to write the members
    and United contacted me about using their term with a disability rider.

    Any other products worth looking into?
    Thanks and Merry Christmas
    Shooter
     
    shooter, Dec 25, 2018
    #13
  4. rousemark
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    Products are fair... Commission is low. Their standard UL is pretty good along with their .WL. They have the disability rider and they have a good nursing home rider... Go down to $10K on most products including term.. $100K through age 70 non med.. The graded plan is very competitive..As earned only as far as I know.
     
  5. billyb
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    billyb Guru

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    United Life is discontinuing the sale of their Graded Death Benefit policy.
     
    billyb, Feb 5, 2019
    #15
  6. mudhound
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    mudhound Guru

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    what! When? Why!
     
  7. mudhound
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    RATS! My bad! I just got the e-mail! Should have looked 1st
    Dog gone it! I really needed this product.
     
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