Universal Life Contracts with Raising Rates

Encrypted0502

Expert
24
How does everyone see the raising rates in the future affecting recently sold Universal Life products? I've been thinking about using ON V-Pro UL. What I wasn't sure about was with raising rates- will in force contracts receive higher rates as well in the future?

The contract guarantees 2.5%. The illustrated current values with 3.55% years 1-10 and 4.3% in Yrs 11+ show a pretty healthy contract.

Am I missing something as this may be a good contract with raising rates?
 
Back
Top