UseLoss of Employee coverage after AEP and after plan goes into effect?

TN_agent

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I am pretty sure of the answer, but double checking.

Long story short, a company discontinued its creditable RX coverage for retirees effective 12/31/2017. Some of them scrambled and thought they only had until end of AEP to get their Part D.

A woman has been referred to me. She did it on her own on behalf of her husband using Medicare.gov, the plan was a mistake to the tune of thousands a year based on his medications. She is very certain that she signed him up using the general AEP before December 7th.


Am I right that they would still have an SEP they can use for loss of creditable coverage to get on a new plan for February 1st? I really hope so, this is going to cost them like $5k more than it should if not.
 
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