vestibular schwannoma

[SamIam]

Does anyone know of a cancer policy that will take this condition?

 

[goillini52]

I glanced at several sites and not once did I see it referred to as cancer. Does a tumor have to be cancer?

I'd call a couple of company's underwriters and ask them Monday.

 

[rousemark]

I glanced at several sites and not once did I see it referred to as cancer. Does a tumor have to be cancer?

I'd call a couple of company's underwriters and ask them Monday.

For a tumor to be cancer, it has to be malignant, therefore benign tumors aren't cancer. " An acoustic neuroma (vestibular schwannoma) is a benign tumor that develops on the balance (vestibular) and hearing, or auditory (cochlear) nerves", so the answer to the question, "have you ever had cancer" is, "no". No reason why they do not qualify for a cancer plan on that basis.

 

[adjusterjack]

the answer to the question, "have you ever had cancer" is, "no".

I agree, as far as that goes, but there may be other questions that require revealing the presence of the acoustic neuroma.

For example, AFLAC's application included the question:

Within the past 90 days have you or has anyone to be covered received abnormal test results from a health screening test? Yes No


If yes, was it the Named Insured Spouse Child? Name of the child(ren):

Any person(s) so designated will not be covered under the policy. If the named person is the Proposed Insured, a policy will not be issued.

https://webordering.aflac.com/PDF/A76002TN.PDF

 

[rousemark]

I agree, as far as that goes, but there may be other questions that require revealing the presence of the acoustic neuroma.

For example, AFLAC's application included the question:



https://webordering.aflac.com/PDF/A76002TN.PDF

Still would be no unless they have had a "health screening" procedure.. That is a procedure to diagnose a condition not to treat a known condition. However,most companies do not have that language on their cancer apps so even if he would not qualify for AFLAC, there are plenty he could get.

 

[JeremySoper]

no

 

[adjusterjack]

No what?