Well Known IMO Just Called and Said I Have to Sale IUL!

shooter

Guru
100+ Post Club
Just received a call from a very well known IMO.
The call went something like this.

Me- Hello Shooter may I help you?

XXX- May I speak to Shooter?

Didn't I just answer and say this is Shooter?

Me- This is he.

XXX- Are you selling IUL?
Me- no

XXX-Well, we have the best group of companies available from all the major carriers.

Me- Thats great.

XXX- We are having a webinar this week and you need to sign up
so you can get the latest info on all these great products.

Me- Is this a recording?

XXX-How much premium in IUL do you think you can write?

Me- None

XXX- If you listen to the webinar I am sure you will see that
it is the Greastest innovation in the insurance industry.
All the companies are going to it.


Me-Click

I am not knocking IUL. There are lots of people that write it for the right situation and I am sure it will work out great.
In the future I may do so myself.

But, when someone calls you, and this is the not the first time
I have had someone from this IMO call and tell me what I needed to sell. It gets old very fast.
That is a major reason I don't do business with them.

Greatest innovation in the insurance industry.
Well I began on a debit, collecting money each week in some cases, going from house to house in 1979.

I was a young Shooter then and believed what I was told by people in positions of leadership.
After a few years in the field (slang for begging people to pay their premium, or buy something).
I moved up town and started working with an agency that sold to a little high class clientele.

I was on hand for A. L. Williams in the beginning, I can't remember what it is called now.
I was invited to so many opportunity meetings they called them. It was really a way to recruit people and sale term insurance.
Wish I could have dreamed that up.



I remember when E. F. Hutton sold the first UL policy.
A. L. Williams and the beginning of UL, that was innovation.
Not a webinar pimped by an IMO about a new product.

Another thing. I remember getting call after call about selling
a product called Interest Sensitive WL.
A company call Executive Life was going to turn the insurance
industry upside down.

Every IMO was pushing them like beads at Mardi Gra.
But, the only thing that was turned upside down was Executive Life.
The list could go on. I remember when Met, Pru, and others
were mutual companies.
When several A plus companies went under. All the while IMO saying it couldn't happen.

Innovation? Writing my first app with Kemper over the phone on a one page app. and faxing it in.
That was innovation.

I guess I am getting to old, or maybe I just don't drink enough.

Shooter out,
God bless all those that deserve it and none of the rest.
 
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