We're safe for another 4

The list goes on, but the bottom line for us agents, is business will be good.


I think the bottom line is that there will be many, many more people enrolled into insurance plans where the margins are being squeezed harder and harder. More insurance activity does not equate to more business for agents. As discussed many times, many of believe that nationwide guaranteed issue is coming very soon. With guaranteed issue agents are practically not needed and even if they are the commissions are based on a very minimal role for them. Many carriers will get out of the business if they have to participate in guaranteed issue, and those that stay will be highly adept at just getting people to respond to their advertising and then go to their website to enroll.

Don't count on a goldrush for agents or even life as usual.
This is not four years away. It is two or less. The larger health care reform will not be implemented due to cost and size of the effort but guaranteed issue will be something that congress can just require and give the appearance of doing something. The fact that it will be a disaster is irrelevant.
 
Whatever happens will happen. If one door gets closed, another will open. In spite of the dire economic news, the past 45 days I have written more business than in the past 15 years
 
"I just checked and I can't find any clause in the Constitution requiring a business to provide health insurance"

or wages or anything for that matter...
right?
Absolutely. You want a discussion on how minimum wage hurts the very people it is supposed to help?

The more government gets into private business the closer we come to socialism. Read up on it.

Rick
 
Absolutely. You want a discussion on how minimum wage hurts the very people it is supposed to help?

The more government gets into private business the closer we come to socialism. Read up on it.

Rick

Man you are right. We should have less regulation like Wall street! whooooo!! Deregulation is great!
 
"The more government gets into private business the closer we come to socialism"

We've been socialists for a while now. Besides Rick, the best capitalist's are the communists anyway.

Government wouldn't have to get into the private sector if those in the private sector didn't f it up so badly.

But I guess it's the old saying " a recession is when your neighbor loses his job and a depression when you lose yours."

have a good one.
 
Deregulation sure as heck worked for the phone company. Anyone remember paying a quarter a minute for long distance? Anyone remember going nuts when it went down to 10 cents a minute?

Yeah...now I have unlimited long distance for $33 a month. Let competition roll.
 
As far as fines for employers, it's for larger employers. The biggest Abuser of state health programs has been WALMART. That language is directed at that type of organization.

What was found in many states was the cost of caring for walmart's employees was eliminating revenues from walmart taxes.

I'm all for it for that type of employer. Sorry, but I have been subsidizing walmart employees in my state for a while now. When five of the richest 10 americans won't insure their employees ...

And yes, I know they've recently introduced health plans for their employees... cause they're such kind hearted folks...

Well fining walmart will only cause them to pay the fines and downsize their workforce. (They are the largest employer in America and could do without 25% of their employees including the greeters)
 
Well fining walmart will only cause them to pay the fines and downsize their workforce. (They are the largest employer in America and could do without 25% of their employees including the greeters)
They can't fire the greeters. Frank Stastny has applied for a job there.

The reality (obvious to anyone) is that corporations don't pay for anything. The cost of taxes, insurance, payoll (incl. minimum wage), theft, etc. is passed on to the retail buyer.

Rick
 
Back
Top