WFG Piqued Interest

[NCinsNewbie]

Greetings all,
I've been lurking these forums for 3 weeks. I've learned a lot. Enough to know that joining WFG is not the way to go to enter the insurance business.
Due to the fact that this is a TOTAL CAREER change for me, I need to be mentored to really learn the business.
I take the licensure this week and feel like then what?

WFG piqued my interest by saying the goal is to help people become financially literate and help them with there insurance needs.
Commission sounded great until I learned it would be split 7 different ways. I also learned that IUL's projections are just that...awesome projections. What they don't share is how those premiums and fees increase so much that the average customer could lose everything. I'm not interested in that kind of business.

Ive read about "Captive" and just wonder if this is the only option for me? Independent sounds great in a couple of years when I'm not such a newbie.
I've read enough to know you guys will be honest and shoot it to me straight.

So thanks in advance.

 

[DHK]

I'd start by reading this:
http://www.insurance-forums.net/for...nsurance/guidance-new-life-agents-t29999.html

I'd also read post #96 in that thread for my recommended training materials.
http://www.insurance-forums.net/for...ance-new-life-agents-t29999-2.html#post990663

It's unfortunate that there really isn't much of a culture of training for these captive companies. I'm not saying that you shouldn't interview and see what's out there, but be very wary of recruiter's promises like:
- "We invest over $250,000 in each new agent."
- "We'll train you in EVERYTHING you need to know."

Most companies seem to operate on:
"Hire 'em in masses, teach'em in classes, sell all their family and friends, and fire their ***es."
And out of all that, maybe a couple of them will become 'superstars'.

----------

Keep in mind that part of all of this, is to talk you OUT of doing this business.

Why? It's not for everyone. That's what this clip of Tony Robbins is talking about in regards to network marketing, but it relates to nearly any business out there - particularly financial services/insurance.

 

[KOC Agent]

I'd start by reading this:
http://www.insurance-forums.net/for...nsurance/guidance-new-life-agents-t29999.html

I'd also read post #96 in that thread for my recommended training materials.
http://www.insurance-forums.net/for...ance-new-life-agents-t29999-2.html#post990663

It's unfortunate that there really isn't much of a culture of training for these captive companies. I'm not saying that you shouldn't interview and see what's out there, but be very wary of recruiter's promises like:
- "We invest over $250,000 in each new agent."
- "We'll train you in EVERYTHING you need to know."

Most companies seem to operate on:
"Hire 'em in masses, teach'em in classes, sell all their family and friends, and fire their ***es."
And out of all that, maybe a couple of them will become 'superstars'.

----------

Keep in mind that part of all of this, is to talk you OUT of doing this business.

Why? It's not for everyone. That's what this clip of Tony Robbins is talking about in regards to network marketing, but it relates to nearly any business out there - particularly financial services/insurance.

www.youtube.com/watch?v=aVRlaC1872M

Good stuff, love Tony Robbins!