I think I know the answer to this, but really need to Confirm it from recently experienced people that know for sure. I've passed my Life exam (in Texas) and am in the process of getting my license through a company that I'm growing to really despise, and no longer want to have anything to do with. I think I can later have my appointment moved to a company I'd like to work with later, but am in no hurry to find such company. Right after I get my Life license finalized, I'd like to cut ties with my present company, and for a while not be affiliated with anyone. Then, as for future licenses, such as series 63 and 6 securities, and also P&C, I also think I can go to Kaplan or such, for study materials, and take the test on my own, but I do realize my licenses only work when I am appointed with a company. Do I have my Thinking Cap on straight? Am I right in my assumptions? If yes, then great! If not however, please set me straight, I really need the correct information. Thank you in advance for all of your help. It is greatly appreciated! p.s. Eventually I'd like to find a local, experienced person to go partners with on an independent agency. I am not a complete newbie, I've done this for 7 years, but that ended over 20 years ago, in another state, and things are much different now. p.p.s. As for the self study, that is what I pretty much did on my own, now. The company I'm currently affiliated with has provided the course, but it was up to me to self study.