What If The Client Has Nothing? What Would You Recommend?

[adjusterjack]

How about his disabled wife, their 4 children and his owner operator construction company?

Which ART would you use?

How old is he? How's his health? How old is his wife? What is her disability? Does she collect disability benefits? How much a month? How old are his children. Is his business profitable? Does he have discretionary income? Or does he rob Peter to pay Paul? Does he own or rent? Mortgage or paid off? Debts? Car payments?

Lot of variables before deciding on the kind and amounts of life insurance.

 

[STIBROKER]

Lot of variables before deciding on the kind and amounts of life insurance.

yet you posted just enough to bury him.......

 

[Logan Five]

Your job is to get your licenses and go through training... and THEN we'll help you do a better job than your training has taught you.

Your right DHK, it's just I know so many in that situation. I was just curious.

Logan,

 

[shonceman]

How old is he? How's his health? How old is his wife? What is her disability? Does she collect disability benefits? How much a month? How old are his children. Is his business profitable? Does he have discretionary income? Or does he rob Peter to pay Paul? Does he own or rent? Mortgage or paid off? Debts? Car payments?

Lot of variables before deciding on the kind and amounts of life insurance.

That's Wino's point exactly. You wrote a prescription without a thorough diagnosis.