I am working a group health case in Wisconsin and I am pulling 7 retirees off of the general plan. Because they have creditable coverage and their plan is "ending", they will be gauranteed issue. Currently, they are with a state plan that charges them $467/month in premiums. My understanding is that with a new plan, they will be gauranteed to have lower out of pocket expenditures over the course of the year. I know very little about supplements and how they commission. I will be bringing 7 people together for a presentation and then they will all sign up. It is guaranteed business. If the Humana broker is going to sign them up for a supplement and a prescription plan, what would his comp be? What do you guys think would be an equitable split?