What Products to Offer Business Owners Besides Life and Annuities

proadvisors

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Would be interested what products people who specialize in
the business market offer. I mostly do life and annuities but
am thinking of adding health, commercial, and maybe DI.

Wanted to know what products you guys feel are the best
compliments.
 
Re: What Products to Offer Business Owners Besides Life and Annui

Learning to STFU and keeping it shut helps more than any one product in the business market.
 
Re: What Products to Offer Business Owners Besides Life and Annui

I think DI would be great to add on there. You already have most of the underwriting from the life insurance, and BOE is a great thing to have that not many owners are familiar with.

I wouldn't do commercial unless you want to get the P&C license and learn a metric ass-load of new stuff. P&C agents get nervous around some commercial, so I'd be careful about that. Those are 2 totally separate things and unless you know what you are doing, I'd stay with health-related items.

However, if you take the time to offer the commercial P&C and do it right, you can possibly free up money for the business owner and then get that money applied to annuities or life. But you have to be careful about things like x-dates (commercial companies don't like changing things in the middle of a policy), loss-runs, and a lot of other stuff that will make you have multiple meetings and lower the chance of closing.
 
Re: What Products to Offer Business Owners Besides Life and Annui

Learning to STFU and keeping it shut helps more than any one product in the business market.




HOLY CRAP!!!!!!!!!!!!!

ROTFLMFAO!:D:D:D:D:D:D:D:D:D

I was thinking the exact same thing...

Self defense coverage.

Don't turn your back on people coverage.

I just got my ass kicked T-shirt coverage.....
 
Re: What Products to Offer Business Owners Besides Life and Annui

HOLY CRAP!!!!!!!!!!!!!

ROTFLMFAO!:D:D:D:D:D:D:D:D:D

I was thinking the exact same thing...

Self defense coverage.

Don't turn your back on people coverage.

I just got my ass kicked T-shirt coverage.....


:skeptical:
Learning to STFU and keeping it shut helps more than any one product in the business market.

You guys make me proud.
 
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Re: What Products to Offer Business Owners Besides Life and Annui

Would be interested what products people who specialize in
the business market offer. I mostly do life and annuities but
am thinking of adding health, commercial, and maybe DI.

Wanted to know what products you guys feel are the best
compliments.


Merchant Processing.....Sell one over priced CC terminal and you can clear $500 on avg.

Tax services...

Off the books Loans.....
 
Re: What Products to Offer Business Owners Besides Life and Annui

Would be interested what products people who specialize in
the business market offer. I mostly do life and annuities but
am thinking of adding health, commercial, and maybe DI.

Wanted to know what products you guys feel are the best
compliments.
\


C.I. and D.I. Ask them do they want a get well card or paycheck after having one of the top three conditions.
 
Re: What Products to Offer Business Owners Besides Life and Annui

Talked to a guy from Twilight regarding Merchant Processing etc
seems like a great guy. Anybody here know him?
 
Re: What Products to Offer Business Owners Besides Life and Annui

Would be interested what products people who specialize in
the business market offer. I mostly do life and annuities but
am thinking of adding health, commercial, and maybe DI.

Wanted to know what products you guys feel are the best
compliments.

I'd recommend you have Business Overhead Expense coverage in your bag. Fits most small businesses with less than 10 employees.

pays for business overhead expenses in case of disability of the owner.

share it with every business owner you talk to, you'll make some money
 
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