I have a med supp client who is thinking of replacing their current LTC plan with a new one. She asked me for some guidance. I'm no expert but have a pretty good gist of it. Her rates went up quite a bit which is why she's interested. She is 69 and lives in Texas and is in terrific health. Chances are, she'll qualify for a preferred rate. My question is what would you recommend for benefits? Daily max's / monthly benefit? Benefit period? Inflation protection? Thanks!!!