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I have a med supp client who is thinking of replacing their current LTC plan with a new one. She asked me for some guidance. I'm no expert but have a pretty good gist of it. Her rates went up quite a bit which is why she's interested.
She is 69 and lives in Texas and is in terrific health. Chances are, she'll qualify for a preferred rate.
My question is what would you recommend for benefits?
Daily max's / monthly benefit?
Benefit period?
Inflation protection?
Thanks!!!
She is 69 and lives in Texas and is in terrific health. Chances are, she'll qualify for a preferred rate.
My question is what would you recommend for benefits?
Daily max's / monthly benefit?
Benefit period?
Inflation protection?
Thanks!!!