karaboo
Expert
- 25
Curious what the heavy hitters do when they call on a Lead and that person turns out to be wheelchair bound. How do you make the best of the situation?
When a Lead is Wheelchair Bound
- Thread starter karaboo
- Start date
- 3,989
Sell them something......?
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There shouldn't be any problem if what you are selling is guaranteed issue with no medical underwriting.
- 913
It's simple. If they are in a wheelchair because of a chronic illness or disease, GI is your only option.
If they aren't, they could qualify for an immediate benefit with some companies.
If they aren't, they could qualify for an immediate benefit with some companies.
Not necessarily. Carriers like Great Western & AHL don't ask about wheelchair stuff at all
- 913
Oh man didn't even notice that on them. Thanks!
- 6,993
UHL doesnt ask about wheel chairs too. Also, just because someone uses a wheel chair does not mean they are bound to it. Open your applications in pdf and search for "wheelchair" and see how each company asks that question.
That will work for any health condition btw.
That will work for any health condition btw.
Just to add on to what Hoosier said, if you feel like you have found a company that might accept w/e health condition is hard to cover. You can always do a risk assessment with the company, the worst that will happen is they will say no. Then you can just move on to the next company.
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