When you sell Insurance, but cant insure yourself..

[Colie06]

So I just turned 36 yesterday and was trying to get life insurance while I was still 35. HOWEVER, I have Sarcoidosis and so my MIB report came back and of course I get denied due to my meds. :(
I'm really concerned as I would like to leave my child something god forbid something happens sooner than later. How stupid would it look that I Insure other families but couldn't insure myself.

Just frustrated. I know I can get Guaranteed something, but costs would be high.

Thoughts..Help..

Thanks in advance

 

[chaseman]

Many, many years ago I insured a few "impaired risk" individuals with State Life Insurance Company. The rates were reasonable. I remember one man had bronchitis & COPD & they made an agreeable offer. He was happy with it.

 

[bobson]

You have the best story out there. I don't wish I had your condition but you have a way to reach people regarding life insurance most of us will never have.

No you can't buy life insurance but sell, sell, sell!

 

[eersfan]

Contact Petersen International.
Petersen International Underwriters | Custom Insurance Plans

 

[jboussea]

same here .. recent hospitalization due to UC ...

 

[TampaHound]

Not that it's any of my damn business but what med was the issue? I remember getting someone approved with that but that was over 2 years ago now. I don't remember the details of it.

 

[shonceman]

These guys have helped me with impaired risk cases before. They'll take a questionnaire about health conditions, meds, etc., & shop it to several carriers to find the best option:
http://www.cohenagency.com/

 

[62Dodd]

You have a great story to tell!

 

[Mattschmidt]

Should not have issues getting coverage. Working with agents who specialize in high risk should have no issues getting offers. I even know of a few NON medical options you'd qualify for.

 

[Colie06]

Should not have issues getting coverage. Working with agents who specialize in high risk should have no issues getting offers. I even know of a few NON medical options you'd qualify for.

Can you send them my way please? Still shopping around til I find something decent.