Where Are They Getting Our Numbers?

A lot of these agencies are also in your own up lines. If you have a Gerber contract through anyone you are downline from Amerilife and they will market to you. If you have TransAmerica you have up lines that you are probably not aware of. There are only like three or four huge agencies that offer Trans to independent channels and everyone is trickle down from there.

Most agents in the FE and Med Sup world have no idea who is in their upline beyond the next guy above them.
 
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