Which Plan Should I Choose?

Jan 20, 2016

  1. googlexx
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    googlexx New Member

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    I recently joined a new company and they are giving me two options on health insurance to choose from.

    1. Sharp HMO B Gold
    PDF is here:
    h t t p s ://drive.google.com/file/d/0B-4iO4mx1c6ZbTRhMjFBXzhWdDJXa29Cb1M0MTVDV2lOYTNB/view?usp=sharing

    2. HealthNet Gold PPO A
    PDF is here:
    h t t p s://w w w .filepicker.io/api/file/miNZogFgRCqd9bAOZISN

    I'm a 25 year old male, no health conditions, healthy weight and non smoker. I looked through both of them and can't really decide since this is the first time I'm choosing my own healthcare. The only thing I really need is dental and I didn't really see a lot of dental in there.

    Any help is appreciated.

    Thanks
     
    googlexx, Jan 20, 2016
    #1
  2. STIBROKER
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    STIBROKER Like My post and enter the DRAWING,,,, Moderator

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    well if you can afford it......the ppo.........
     
  3. googlexx
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    googlexx New Member

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    why is the PPO better?
     
    googlexx, Jan 20, 2016
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  4. Chazm
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    Chazm Guru

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    I love when people think the only thing they really need is dental.

    NO dental plans are worth a damn. It's not for catastrophic coverage.
     
    Chazm, Jan 20, 2016
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  5. Yagents
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    Yagents Guru

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    What's the price difference?

    Do they both have copays for doctors?

    I'm not opening the files.
     
    Yagents, Jan 20, 2016
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  6. insurance5511
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    insurance5511 Super Genius

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    why give this guy any info?? call healthcare.gov or call an agent so they can earn a commision...and if no commision, call healthcare.gov...
     
  7. Yagents
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    Yagents Guru

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    It's a group plan choice..........free was a given. On Wednesdays, I choose not to be an A$$
     
    Yagents, Jan 20, 2016
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  8. insurance5511
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    insurance5511 Super Genius

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    didnt see group..makes sense now
     
  9. googlexx
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    googlexx New Member

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    whats group plan choice mean?
     
    googlexx, Jan 21, 2016
    #9
  10. pcbinsurance
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    pcbinsurance Guru

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    **********
    I'm gonna go out on a limb here....but I think you have your choice of group plan. :skeptical:
     
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