Who Do You Recommend?

[TampaHound]

I am branching out. For the past few years I've been a capitive agent doing outbound/inbound telephone sales.

Well I'm not leaving my company, it's time I started looking into other options. So I was planning on concentrating on FE and Medicare sales in my area where there are a lot of 55+ communities.

I was wondering if LTC and Critical Illness policies would be worth adding to the arsenal?

If so, who would you recommend? I would rather have a policy with "easier" underwriting than more stringent guidelines but is also known to pay it claims.

A unicorn right?

I'm not an expert in this area by means and am looking for something simple and easy to cross sell if the need arises.

 

[vic120]

Critical Illness yes maybe home healthcare as well

But long term care is not simple and easy

 

[TampaHound]

Critical Illness yes maybe home healthcare as well

But long term care is not simple and easy

I didn't think about home healthcare...but the question still stands. Recommendations?

As I research LTC the more I think it's not going to work for what I wish to do, at least at the start. So I'm open to ideas.

This is also my 100th post.

 

[vic120]

I use Kemper through Senior marketing specialist out of MO

Also you could look into Indemnity plans for people with MA plans, They Have through GTL, Equitable, and others critical illness cancer plans FE this list goes on Should find FMO that has a lot of these products and ask about them