Who Does Universal Life Down to 15k

Discussion in 'Final Expense Forum' started by Scotty1980, Jul 28, 2015.

  1. Scotty1980
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    Scotty1980 Expert

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    I have a customer who I would like to put on this but it does not seem any carriers go this low. Seems like 25k is the minimum. Anyone know of any carriers who will go down to 15k?? TIA.
     
  2. cowgoesMoO
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    cowgoesMoO Super Genius

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    Most carriers only go down to 50k. You aren't gonna find one below 25k. Plus the underwriting is going to be way more strict. And it's not going to build any cash value like a whole life plan would
     
  3. pdoyle
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    pdoyle Super Genius

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    Cincinnati Life has a very competitive product... WL but it costs less than UL's at that face
     
  4. WinoBlues
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    WinoBlues Guru

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    That. Non med <60, non part.
     
  5. rousemark
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    rousemark Guru

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    Sure you can find them below 25K. CUL has one that issues down to 10K, ages 20-70 but I don't know why anyone would write it. Age 65 (uni-sex) NTU, 10K is $44.46.. Runs to age 86 on guarantees and matures for $15,390 at 95 on projections. 10K is issued non med through age 70.
     
    Last edited: Jul 28, 2015
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