Who Has the IUL Living Benefits with Cash Accumilation

Discussion in 'Indexed Universal Life Forum' started by SamIam, Sep 5, 2012.

  1. SamIam
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    SamIam Well-Known Member

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    I like the ideas of selling IUL for cash accumulation which carrier has the best product with living benefits like the LSW product.
     
  2. WPM
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    WPM Well-Known Member

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    Take a look at ANICO and Midland/North American. I'm sure there are others.
     
  3. SWM
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    SWM Well-Known Member

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    AGLA has the Quality of Life product and it is available on most of their life products including term.
     
  4. dabneeg
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    dabneeg Guest

    I currently sell for LSW and National Life Group, ANICO is pretty good too, I usually switch back and forth as from past experience one company may approved and the other may denied the same application.
     
  5. BNTRS
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    BNTRS Well-Known Member

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    Penn Mutual, North American, and Allianz (but you have to pay for it), all have good chronic benefit riders.

    Protective also have a really nice benefit, but not IUL.

    LSW is a great choice for this feature. Are you competing against it, or just trying to find other similar benefits among carriers to also present?
     
  6. mcouper
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    mcouper Well-Known Member

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    AXA (LTC rider), North American
     
  7. Flyairman
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    Flyairman Member

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    LSW has the best living benefits policy for cash accumulation. Check out their Provider product. It includes a "free" ABR 1, 2 & 3 with the policy. I say "free" becuase there's a charge if you use it, if not, there's no expense load on the policy.

    I'm an MGA for them and they have been a good company to represent over the years.

    Cheers!
     
  8. paige23
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    paige23 Well-Known Member

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    if you had to pick one from each of these for annuities and one for iul , which company would you choose? For IUL's - Minnesota Life, Accordia, Allainz and North American. For
    Annuities - Athene, Forethought, Allianz, American equity and Phoenix.
     
  9. Kstephenson
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    Kstephenson New Member

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    Hands down - LSW for cash accumulation with Living Benefits.
     
  10. pfg1
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    pfg1 Well-Known Member

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    They do have a good policy for cash accumulation (not the best), but on the living benefits they are very strong.
     

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