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First some background....I started in the employee benefits arena in 1995 and have spent the past 23 years doing nothing but. I have handled the health insurance for very large employers with 1000's of employees all the way down to individuals. I used to love it. I used to feel great upon arriving and leaving my agency. The same agency that I grew to four locations and did business in 26 states. Two years ago I received an offer to sell my agencies without a phase out agreement. I couldn't sign the paperwork fast enough. Which left me swaying in the wind on what I wanted to do. So, I've decided to focus on ancillary employee benefits as well as helping agents implement small ideas that can have major impact on an employers bottom line.
With that said, for those of you who have a desire to venture into the world of tele-medicine, I am offering you a very simple way to provide it to your clients (individual and group) at a very low cost. My relationship with MDLive (the nations largest tele-medicine provider and who BCBS utilizes) allows me to provide you with the lowest possible rate, that nobody else has access to, and best of all....everything has already been done for you.
By signing up at the site below, the system will automatically create your own MDLive website that you can direct your clients to. The site will collect the information including billing. The site will also handle 100% of the billing for you either on a monthly or annual basis. There is no accounting that you need to do as your admin system will show you where you stand at all times. The system is set to offer MDLive at an ANNUAL RATE of $59.99 per unit (a unit is one person or a family, doesn't matter). This benefit allows your clients to call MDLive, 24/7 and 365, at no charge. Your clients, outside of the $59.99/annually, will never see a charge for their tele-medicine office visit nor will their insurance carrier (which MDLive will never ask for). This is especially helpful for those with qualified high deductible plans where everything goes towards the deductible. Outside of MDLive, your office visit simply does not exist.
For those of you who work within the employer world, MDLive is a great tool to earn their business. The rate of return on MDLive is well in excess of 400%. On average, 30% of your clients medical claim costs are related to office visits. Through a meaningful communication campaign, you can reduce that 30% down to 18% through the utilization of tele-medicine. That 12% savings has a substantial impact on your clients renewal rates especially when compounded every year. MDLive would cost a group of 100 employees $6000/year. Based upon a very low average of $500/pepm, that group incurs roughly $600,000/year in medical claims. A 12% reduction in medical claims results in a savings of $72,000. Depending upon whether your client is fully or self insured, that savings is tremendous and ultimately cost them very little to purchase and to implement.
At the end of the day, it is up to each of us to bring creating solutions to the table for our employers. Not everyone is going to be interested and that is fine. But, the more tools you have the greater value you bring to that employer. The website to create your own account is:
WoodardAgents - 24/7 Doctor Call
In the meantime, if you have any questions you can pm me here or even call my cell at 217-841-2457 and I am more than happy to help. For those of you with larger accounts please don't hesitate to reach out as I can provide MDLive for free if certain conditions are met. Thanks for reading!
Bob Woodard
With that said, for those of you who have a desire to venture into the world of tele-medicine, I am offering you a very simple way to provide it to your clients (individual and group) at a very low cost. My relationship with MDLive (the nations largest tele-medicine provider and who BCBS utilizes) allows me to provide you with the lowest possible rate, that nobody else has access to, and best of all....everything has already been done for you.
By signing up at the site below, the system will automatically create your own MDLive website that you can direct your clients to. The site will collect the information including billing. The site will also handle 100% of the billing for you either on a monthly or annual basis. There is no accounting that you need to do as your admin system will show you where you stand at all times. The system is set to offer MDLive at an ANNUAL RATE of $59.99 per unit (a unit is one person or a family, doesn't matter). This benefit allows your clients to call MDLive, 24/7 and 365, at no charge. Your clients, outside of the $59.99/annually, will never see a charge for their tele-medicine office visit nor will their insurance carrier (which MDLive will never ask for). This is especially helpful for those with qualified high deductible plans where everything goes towards the deductible. Outside of MDLive, your office visit simply does not exist.
For those of you who work within the employer world, MDLive is a great tool to earn their business. The rate of return on MDLive is well in excess of 400%. On average, 30% of your clients medical claim costs are related to office visits. Through a meaningful communication campaign, you can reduce that 30% down to 18% through the utilization of tele-medicine. That 12% savings has a substantial impact on your clients renewal rates especially when compounded every year. MDLive would cost a group of 100 employees $6000/year. Based upon a very low average of $500/pepm, that group incurs roughly $600,000/year in medical claims. A 12% reduction in medical claims results in a savings of $72,000. Depending upon whether your client is fully or self insured, that savings is tremendous and ultimately cost them very little to purchase and to implement.
At the end of the day, it is up to each of us to bring creating solutions to the table for our employers. Not everyone is going to be interested and that is fine. But, the more tools you have the greater value you bring to that employer. The website to create your own account is:
WoodardAgents - 24/7 Doctor Call
In the meantime, if you have any questions you can pm me here or even call my cell at 217-841-2457 and I am more than happy to help. For those of you with larger accounts please don't hesitate to reach out as I can provide MDLive for free if certain conditions are met. Thanks for reading!
Bob Woodard
