Alright folks, let's rate em. Based on your experience in your respective state(s) who is the best HMO based on the following factors and anything else you can think of that is prudent. 1) Quality of Plans 2) Broker Support 3) Large network 4) Customer familiarity with company. yadda, yadda, yadda I am still working on the PA and VA winners, but I have to go with Carefirst for the MD market. Broker support is non-existent, everybody knows the name, they have a large network, and their plans "overal" are good. Some of the caps do not make me feel warm inside, but their HSA's are good, but not great.