Why get AirBNB insurance?

NCAgent828

Super Genius
193
Im hoping someone has knowledge of this.

If AirBNB offers insurance than why would an insured get a homeowners policy that covers their use of AirBNB?

I fully believe they need an additional policy but looking for details as to how to sell this product.
 
Some insurers are offering an endorsement for Air B&B or short term rentals. Most homeowners policies will exclude coverage for such an exposure. The endorsement will pick up where the Air B&B policy falls off, in other words, add extra coverage for theft and breakage
 
Ohh ok. That makes since. It sounds like 2 different answers above though. Ha. How do I find out for sure?
 
I have not taken CE courses just yet. Can you point me in the direction of some that may provide this information or share what you learned?
 

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