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My wife is on a Plan F and received her first Advance Beneficiary Notice of Noncoverage (ABN). She is starting physical therapy this afternoon. What am I missing? Why wouldn't you always go with option 3?
When I searched Medicare.gov for physical therapy the only thing I found is that they removed the limit for 2019.
Option 1: I want the D. Financial Responsibility but bill Medicare for an official decision on payment
Option 2: I want D. Financial Responsibility but do not bill Medicare. I cannot appeal if Medicare is not billed.
Option 3: I don't want the D. Financial Responsibility. I understand with this choice I am not responsible for payment and I cannot appeal to see if Medicare would pay.
When I searched Medicare.gov for physical therapy the only thing I found is that they removed the limit for 2019.
Option 1: I want the D. Financial Responsibility but bill Medicare for an official decision on payment
Option 2: I want D. Financial Responsibility but do not bill Medicare. I cannot appeal if Medicare is not billed.
Option 3: I don't want the D. Financial Responsibility. I understand with this choice I am not responsible for payment and I cannot appeal to see if Medicare would pay.
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