Will Exec Bonus Be Better Than a Retirement Plan Soon?

[Justin Bilyj]

With all the talk of confiscations, and mandatory investments in a portion of long term bonds, it makes me wonder, would retirement savings be better shielded inside a life insurance policy than a Retirement Plan?

I am just curious about the break-down, compared to a deductible employer contribution for a 401k or IRA, could you get similar tax breaks for carve-outs or Exec Bonus Plans?

 

[G5reality]

If you run the numbers the correct UL or Indexed UL policy can be structured to provide greater growth at lower risk without taxes at distribution. How much better than the 401k?...you can receive 3X the income at distribution if done correctly in a Life Insurance Policy (financial vehicle).
Level Fees, (premium)
Little to NO risk (guaranteed minimum interest)
Tax Deferred Growth
Tax FREE income (upon distribution)
HIGH MAXIMUM CONTRIBUTION


the 401k has:
Increasing Fees with increasing balance.
HIGH RISK and potential loss or principal
Tax Deferred Growth
Taxable upon Distribution (Unless a ROTH)
LIMITED ANNUAL CONTRIBUTION.


I have been selling Life insurance for over 26 years.