Will MOO or Assurity DI Insure Roofers or Timber Cutters

[wealth2u]

Will MOO or Assurity individual DI insure roofers or timber cutters? I imagine they will cover construction workers, right?

Thanks

 

[scagnt83]

MoO will not. Assurity will rate him a 1A as long as it is normal home roofing jobs... at least they used to.

 

[DHK]

That's the way it shows up in their current online occupational guide.

Occupation Class 1A
Includes occupations involving heavy manual labor or unskilled workers where there is increased risk of accident. Some examples include the following:
Auto Body Repair
Custodian
Roofer
Bus Driver
Furniture Mover
Used Car Dealership
Construction Laborer
Painter

 

[Justin Bilyj]

Assurity seems to be the best blue collar di company out there, MOO's occ list seems too restrictive for blue collar workers...

 

[scagnt83]

Assurity seems to be the best blue collar di company out there, MOO's occ list seems too restrictive for blue collar workers...

Generally speaking Assurity seems more competitive for blue collar. I do like the CI/AI/HI riders that you can put on MoO. I know that Assurity has CI & HI, but the HI is not as competitive as MoO. I wish MoO would sell that Rider as a standalone plan.

 

[wealth2u]

Thanks for the info everyone. Does Assurity offer a ROP rider?

 

[Justin Bilyj]

Their Century DI and Simplified Issue has ROP but their Graded Plan does not.