Catholic Life Insurance, one of the top 10 largest fraternal life insurers in the nation, announced the launch of its new digital Medicare Supplement insurance application on Oct. 19.
The application, using Ensurem’s Medigap EZ-App platform, is the first 100% online application for Medicare Supplement insurance according to San Antonio-based Catholic Life Insurance, which says it is the first company to offer the product to consumers.
The new application uses automatic underwriting technology to produce immediate results. The application bypasses insurance agents completely, “allowing customers to apply on their own timeframe and receive a decision about qualification within minutes,” according to the company.
“As more and more people are beginning to expect and prefer online shopping, we wanted to offer our customers this convenient and user-friendly service,” said President and CEO of Catholic Life Insurance, J. Michael Belz. “With the Medigap EZ-App platform, we are able to serve our customers as efficiently as possible.”
Catholic Life Insurance says it also provides consumers with detailed information about the benefits and intricacies of Medicare Supplement insurance. The company says its entire research and application process is “quick, efficient, and 100% customer-driven.”
The Medigap EZ-App was developed by Ensurem, LLC, a technology and digital marketing platform dedicated to simplifying the process of buying insurance. Ensurem designed and built the online software from the ground up and was responsible for all product development and digital marketing.
“We are driven to transform the insurance industry through the development of new, digitally based, consumer-friendly insurance products and procedures,” said CEO and founder of Ensurem, David Rich. “Our exclusive Medigap EZ-App platform is a prime example of the type of efficient applications we will continue to build in the future.”
For more information, visit https://catholicmedicaresupp.com/.
About Catholic Life Insurance: Catholic Life Insurance ranks among the top 10 largest fraternal life insurers in the nation. More than 80,000 families rely on Catholic Life for protection and security. Its assets exceed $1 billion and insurance-in-force surpasses $2 billion. The company offers life insurance, IRAs, annuities, Medicare Supplement Insurance and fraternal benefits to individuals and families throughout Texas, Arizona, Florida, Louisiana, Oklahoma, Mississippi and New Mexico. Although the common bond for most members is the Catholic faith, Catholic Life is independent of any Catholic institution and welcome people of all beliefs and religions. For additional information visit http://www.cliu.com.
About Ensurem, LLC: Ensurem, LLC was launched in January 2016 with a two-fold mission of Awaring America™ about the value of life insurance and supplemental health products and providing a simplified buying process. Based in Tampa Bay, Fla., the company provides insurance-related products to consumers nationwide through its online platform. Ensurem offers several features to help customers live Life Optimized™, including direct-to-consumer products and a library of product guides and resources.
They are only available in Texas, Arizona, Florida, Louisiana, Oklahoma, Mississippi and New Mexico.
Thanks for the info.
The application bypasses insurance agents completely, “allowing customers to apply on their own timeframe and receive a decision about qualification within minutes,”
What could possibly go wrong there?
The same people who lie about health conditions to us will also lie about health conditions to them (probably more so since they don’t have to look a person in the eye when answering health questions) and will be denied coverage when the medical checks are run. I also am willing to bet that the percentage of people who are on these that don’t have RX plans will be higher as well, because there won’t be an agent there to explain the LEP to those who take no or low-cost medicines. People think they are getting a better deal by cutting the agent out, but they are missing out often on valuable experience and advice.
I agree. Kind of like people that think they can handle legal matters without the expertise and advice of a lawyer. Good luck, consumer folks that try this!! You’re certainly gonna need it!
I wonder what would happen if GI business found it's way there, and other unhealthy business… This could be a recipe for disaster for them
Carriers that write a lot of direct business manage to get a fair amount of trash. My guess would be they find a way to legitimately reject GI business that comes in that way.
"You neglected to include form 5503-6b so we are unable to process your application".
They will also get a lot of junk applications during AEP from folks who think the can change/buy a Medigap since it is open enrollment.
Or because Obama prohibited carriers from rejecting people if they had pre-ex conditions.
Unless these folks promote themselves to Catholics I doubt they will write much business unless they have killer rates. Even then, applications can be intimidating unless you are completing apps regularly.
In other words, an agent . . .