Universal Life NEWS


Individual life premiums fall 2% in 1Q 2018 thanks to poor fixed UL sales

This marks the third consecutive quarter of declines in new annualized life insurance premium as a 19% drop in fixed universal life sales during the first three months of this year drag down sales totals.

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Indexed life sales up 6.1% in 2017

Strong fourth quarter bolsters increase according to latest Wink report; Pacific Life retains the top spot in indexed life sales, with an 18.5% market share.

12 tips for generational outreach – and a new tool to identify life insurance...

AIG shares 12 tips to help financial professionals effectively reach out to prospective clients, and executive Kirsten Lees explains how the company created a new tool intended to quickly pinpoint life insurance solutions based on a few simple questions.

Take a closer look at Premium Financed Life Insurance

This powerful policy-funding strategy for HNW clients is currently underutilized – which means there’s a big opportunity for advisors to step in and help.

Boomers most likely to use an online source for life insurance info; Millennials more...

Younger generations often start out having more questions and feel working with a financial professional is the best way for them to learn and understand. The trend shows as buyers age, they feel more comfortable using other purchasing methods.

LIMRA forecasts positive growth in U.S. individual life market for the next four years

LIMRA forecasts U.S. individual life insurance sales to grow slowly but relatively steady over the next several years, with overall new annualized premium predicted to grow 2% in both 2018 and 2019.

Life premiums fall 2% in 3Q as whole life sales drop for first time...

After 13 quarters of consecutive growth, whole life insurance new annualized premium fell 4% in the third quarter of 2017, driving total new annualized premium down 2% for the quarter according to LIMRA data released Dec. 4.

2017 CSO kicks 3Q indexed life sales down a notch

Total third quarter non-variable universal life sales were over $1,012 million, according to the 81st edition of Wink’s Sales & Market Report, released on Nov. 16. Pacific Life was the top selling carrier in the quarter and had the top-selling product.

Lincoln Benefit Life being acquired; may resume life and annuity sales

A North Carolina company has entered into an agreement to buy LBL in a deal expected to lead to Lincoln Benefit Life back into selling life insurance and annuity products.

Coverage for life provided you don’t live past 100

A recent court case puts the spotlight on an issue of UL policies terminating at age 100.

Aligning products with consumer needs behind recent Prudential Founders Plus, Advantage UL enhancements

With Americans underinsured by $15.3 trillion, according to a 2012 LIMRA report, aligning life insurance with varying needs and circumstances helps more people obtain...

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