62yo MNT NY

[Tahoe Ray]

I'm looking for a carrier offering the highest death benefit on a 62yo male NT in NY.

Client has a long history of prescribed pain medication due to back pain. Declined by a few traditional carriers due to this alone.

He has no other health issues.

Thoughts?

 

[Rick Lee]

NY is tough. In their efforts to protect consumers, they fook consumers. Looks like Trans may be the best and they're such a joy to write.

 

[Tahoe Ray]

NY is tough. In their efforts to protect consumers, they fook consumers. Looks like Trans may be the best and they're such a joy to write.

Will they write this guy?

He is not really premium sensitive and just looking for as much as he can get after being declined on the traditional side a few times.

Thank you for the advice.

 

[jdeasy]

I'm looking for a carrier offering the highest death benefit on a 62yo male NT in NY.

Client has a long history of prescribed pain medication due to back pain. Declined by a few traditional carriers due to this alone.

He has no other health issues.

Thoughts?

Foresters is available in NY. And more likely to take it.

 

[Tahoe Ray]

Foresters is available in NY. And more likely to take it.

Thank you, JD.

 

[Todd King]

Foresters no longer writes in NY.

 

[jdeasy]

How about Combined's new product?

 

[Todd King]

The Combined product is available in every state except New York, California, Florida, North Dakota, and South Dakota.