82 Yr. Old on Dialysis.... FE Company Needed...Please Help

[FinalExpenseGirl]

Hi,

Does anyone know of an FE company, OTHER THAN LH, that will insure an 82 year old male on dialysis, on a graded or modified product? He only needs about $7k - $10k in coverage.

Thanks in advance!

 

[marketing]

Try Security National; if you like a brochure pm me.

 

[inreverse]

Mutual of Omaha direct GI if you have no other appropriate options

 

[WinoBlues]

Hi,

Does anyone know of an FE company, OTHER THAN LH, that will insure an 82 year old male on dialysis, on a graded or modified product? He only needs about $7k - $10k in coverage.

Thanks in advance!

Personally I probably would not write it. Male age 82 is about at expiration date. Dialysis pushes him past. Do not take advance on this case.

I MoO is a good referral if they will take that age. Another option is refer him to a Preneed guy or <gasp> a LH guy. Curry fafvor with someone that probably can not write some of the products you can. Preneed is probably best for him. However, cost may be the guiding factor.

Lee

 

[jdeasy]

Hi,

Does anyone know of an FE company, OTHER THAN LH, that will insure an 82 year old male on dialysis, on a graded or modified product? He only needs about $7k - $10k in coverage.

Thanks in advance!

Send him to MoO. It's half the price of LH and they will take him. Vantis is not an option.

$7000 face will cost him $117/mo with MoO. $10,000 is $166/mo.

 

[FinalExpenseGirl]

Ok great... Thank you!
- - - - - - - - - - - - - - - - - -

Try Security National; if you like a brochure pm me.

Yes, I would like a brochure on Security National. Is there a link or website?

Thank you!

 

[gordon112]

Do you want to get paid? What state are you in?

Gleanor offers full pay on there One Step with only first year charge back on death.


The rates are just a notch above MOO but very competitive.

Only qualification is have you been in the hospital last 6months or Aids.

 

[marketing]

www.snlfinalexpense.com Hope this helps

 

[WinoBlues]

- - - - - - - - - - - - - - - - - -

Ok great... Thank you!
- - - - - - - - - - - - - - - - - -

Yes, I would like a brochure on Security National. Is there a link or website?

Thank you!

I use TommyOverton here on the Forum. Very helpful.

I wast their top agent. Well OK, it was only for one month, Well OK, it was only for one week in one month of one year. But for that one day I was a Big Dog!

Lee

 

[Indy007]

Give it to MOO, especially if you're advanced (loan). This is almost a guaranteed charge back. If you have an account set aside for charge backs, go ahead and write it.

I think that's part of the high failure rate in our industry. Newer agents will write anything because they need the money, and then get sunk with chargebacks.