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Robb Turnbull is back with Bill Kiray, and he's rocking the Fu Man Chu! Once they get past the November mustache talk, they'll go through the new Facebook Advertising program rolled out by UnitedHealthcare for the AARP Medicare Supplement product. They'll finish up the show discussing why some agents don't sell Hospital Indemnity, and Robb's thoughts on whether agents are prepared to finish the AEP if the COVID surge continues.