Assurity for FE

[InsuranceManMike]

Good, bad, so-so? Good company to have or are there better??
(good replacement for RNA maybe)???

 

[mbiallas]

They are a OK at best. Assurity is great to deal with in the new business department but their UW is pretty rough. Its been a while since I used them but recall their phone interview process to be brutal. It seems as if FE isn't a priority for them.

 

[anonymous1]

It's not a true fe the phone process has gotten better but be prepared for up to 45 min call Equitable just came out with new rates looks promising can do a phone app or traditional app with no phone call.

 

[TDFnCali]

Good, bad, so-so? Good company to have or are there better??
(good replacement for RNA maybe)???

Getting appointed with them as we speak....I got them for term tho, not really for FE clients.

 

[SportsNut]

As stated the product is not really a FE plan. 5 yr lookback on heart attack, stent or pacemaker. On the other hand they are lenient on a stroke if 12 mos or more and not coupled with use of insulin. There are on occassion a few folks that can fly under their radar that might be graded elsewhere... but those are few. Had one recently that hardly no other company would have taken and issued Level Ben with Assurity. Many other knockout questions too so each case either flys or it doesn't but read their appl.

They do have a decent non-med 350 term, non med to 350K for ages 55 or 60 and below... (I think, rusty on their term age limitations at the moment). Overall good co to deal with but they are going to be a niche company at best unless you are working the mtg mkt for term and DI cases.