BAP State Farm Coverage Question

[Air Jer]

I am working on an account that has 3 pickups insured with State Farm. Does State Farm offer hired & nonowned coverage? For some reason, in the back of my mind, it seems they don't... but I could be wrong. Does anyone know?

 

[markschneider86]

Are you talking about their BOP? If so, I am going to say yes. State Farm days were a long time ago, but hired and non-owned, read the small print. Usually requires a minimum of 250/500, and no more then 2 trips a week. Better off writing a commercial auto or personal auto- business use. More commission too..

 

[Air Jer]

Mark, Thanks for your reply. My issue is I am working on a fairly good size garage that owns 3 pickups that are insured with State Farm and the owner wants to keep them there while I work on the property, garage, GKLL, wc, & umb. Many of my carriers prefer strongly that the BAP carrier have the hired & nonowned which makes sense. However, the issue becomes a little thornier if State Farm won't do hired & nonowned on their auto policy. This is what I am trying to confirm without going to the State Farm agent.

 

[markschneider86]

Call up a random State Farm and ask if they include the coverage..