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Sure can. Premium for part A should be zero and part B can be added. She (or you or whoever is handling this) should call 1-800-Medicare and tell them she needs to sign up for part B and that she's had creditable coverage since she was eligible. She'll need proof of coverage from the health insurance she had before in order to avoid the penalties and such, but that would probably make a lot of sense. What state is this in? She'll need a supp and potentially a part D plan.
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She may very well have th pay the Part A premium as well as the part B. If she never paid any SS and was not married to an SS payor for 10 years, she would most likely not qualify for A at $0 premium.
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My suspicion is that if she has retiree benefits from a school district she probably worked for them for more than 10 years.
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Yes, but she may not have paid any SS. If she worked somewhere else, she may be OK. At any rate, they have to contact SS and Medicare to find her status and option.
Still may be cheaper to pay the part A and B premiums than to pay what she is paying.
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I love it when I'm trying to win against $1k/month! If someone can't sell that then they can't sell anything.
But if she didn't pay into Social Security she won't qualify as having 40 quarters will she, even if she worked them?
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Agreed. But unless I'm grossly mistaken(which can happen), paying into SS is not optional. If you work, you have to pay your income taxes. If I'm missing something, could someone please tell me how to opt out? All joking aside, I think it's more likely that the individual explaining the situation is confused then someone working for a school district and receiving retiree benefits without having paid FICA.
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Here's another link that fills in some of the gaps: Teachers and Social Security.
This is very interesting. It looks like they do have to still pay into Medicare which would mean that if she was working for more than 10 years she's in.
lmspeir: If you want help with this PM me or send me an e-mail with the state/county and a phone number for me to call you and give you an idea of what your options are. May even be worth talking to the plan administrator.
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