Cigars

Meh, this is going to be a hard case to get nonsmoker with Diabetes and heart meds.

If he is on insulin, that just makes it worse.

5star comes to mind, but they are horrible for smoker rates.

Americo, if you can get the application through depending on heart condition or insulin.

Forethought is an afterthought with there UW on this case.
 
Equitable will treat a cigar or pipe smoker as a non-smoker. This is on their new product which will be available to sell on 6/17/13.
 
"BTW... I'll have one thank you....If you are passing them out.."
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What brands do you like?

For me, Alec Bradley, Perdomo, Camacho, and AVO are a few of my favorites.
 
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