Domino's Pizza

[Air Jer]

I have the opportunity to work on a 6 location Dominos chain if I want to. As you might guess, hired & nonowned is the issue.

Anyone know of a relatively competitive market for this coverage?

For what it is worth, I am in Illinois. I'd rather live in California but I can't afford it

 

[Guest]

are you SURE the insurance isnt covered thru corp? I tend to see that most often.

 

[JCK818]

HARTFORD has a special business class just for Dominos

 

[theinsuranceman]

Check to see if the stores are "franchised" or "corp. owned". If franchised talk 2 the franchisee, if corp. owned contact the corp. office contact info from the store's mgr.

 

[Guest]

come to think of it, the corps usually have an approved list of insurance companies you can use

 

[djs]

Hired and non-owned wouldn't be much of an issue. It's pizza delivery that is the issue.

I assume this chain is in IL, not CA? I can't help in IL.

Dan

 

[Mark]

What up with the extra delivery charges and why dont the driver get all of it?

 

[bobson]

Hired and non-owned wouldn't be much of an issue. It's pizza delivery that is the issue.

I assume this chain is in IL, not CA? I can't help in IL.

Dan

Isn't non-owned the problem? Most chains around here don't have owned delivery vehicles (in fact I don't know any that do). The driver uses his or her own car.

 

[Air Jer]

Not corporate owned but owned by a local franchisee. Pizza delivery is done by employees in their cars, thus, non-owned auto is indeed the issue. I don't have access to Hartford sorry to say.

 

[djs]

All I meant is I can write non-owned coverage without a problem, except when it comes to pizza delivery, then I don't have a carrier who will touch it.

Yes, you definitely need non-owned coverage, but a click of the mouse and that is done, at least with most of my carriers on a commercial policy. Of course, this is based on California. Your mileage (and coverages) may vary.

Dan