Group Life FMO's?

Ryan S

New Member
13
Does anyone know FMO's that can help with agency contracting for group life insurance? I've been doing some digging for a couple of months now and cant seem to find much. Most FMO's offer contracting for individual, I found one FMO that offers only one company for group but I want to be able to have several to be competitive. Any information and incite would be appreciated.
 
Does anyone know FMO's that can help with agency contracting for group life insurance? I've been doing some digging for a couple of months now and cant seem to find much. Most FMO's offer contracting for individual, I found one FMO that offers only one company for group but I want to be able to have several to be competitive. Any information and incite would be appreciated.

Don't use an IMO for group life.

Contact the carriers directly and ask to speak to the group rep.

You can talk to carriers like Lincoln for this stuff...just call around to some of the bigger names to get quotes.

An IMO will need to build in a price per thousand to take their cut making you less competitive.

Good luck.
 

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