classymike85
New Member
- 3
have currently kicked around the idea of going independent(P&C). i have been on the captive side for over 3 years. But here is the issue. in my state, there is only one plan available on the exchange is in network with a major hospital in my area (chicagoland). That being said, i have medical issues and will hit the out of pocket maximum no problem.
I currently, have a pretty good deal with my company for benefits. even as a 1099er, im able to take part in the company's plan which has a low deductible and solid network and pharmacy options. It seems like my only options are to grow to the point were my agency has a staff and i can provide a group plan, or get a spouse. I don't oppose either lol, i'm curious if there is another solution.This is one of the major hurdles in a decision to ever go independent.
any ideas or suggestions?
I currently, have a pretty good deal with my company for benefits. even as a 1099er, im able to take part in the company's plan which has a low deductible and solid network and pharmacy options. It seems like my only options are to grow to the point were my agency has a staff and i can provide a group plan, or get a spouse. I don't oppose either lol, i'm curious if there is another solution.This is one of the major hurdles in a decision to ever go independent.
any ideas or suggestions?
