HealthLeadsNowdotcom

Justin Bilyj

Justin Bilyj

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Greater Cleveland Metropolitan Area
Hello everyone. Ramiz i do believe has healthleadsnowdotcom and I want to know if anyone has had success with his transfers?? Any takers? Ramiz seems like a nice guy so I think it would be an ok service. I also heard of live transfers having a double qualifying service so a customer just doesnt tell you to takem off the list when hes transferred to you.
Anyone?? Anyone??
Fry? Fry?
Bueler? Bueler? Bueler?
 
emptyeternity said:
Hello everyone. Ramiz i do believe has healthleadsnowdotcom and I want to know if anyone has had success with his transfers?? Any takers? Ramiz seems like a nice guy so I think it would be an ok service. I also heard of live transfers having a double qualifying service so a customer just doesnt tell you to takem off the list when hes transferred to you.
Anyone?? Anyone??
Fry? Fry?
Bueler? Bueler? Bueler?
Click to expand...

Final Expense Leads is Ramiz Final Expense live transfer website.

My brother Matt has tried out Ramiz Live transfer Final Expense Leads and had great results. He also gives out agents a discount on his leads. The live tranfer leads are cheaper then most people's reg auto dialer leads.

Here is what my brother Matt had to say about his f.e. leads.

Recently, I was asked to try out 20 direct transfer leads for Final Expense Life Insurance that was generated from an auto-dialer, as a test subject ("guinea pig").

I had a representative walk my through everything before I got started, and it was very easy to follow. You log onto a website and enter a specifically assigned name and pass code. It shows you how many transfers you have remaining, how many calls it has made and it even breaks it down into how many were busy, answering machines, hung-up, etc. Most importantly, it allows me the user to pause it at anytime and come back to it later.

Here's how it works, a machine starts with 100,000 pre-screened numbers that have been verified against the Do Not Call list. When the person answers the phone they here a recording that says, "Are you prepared for the final expenses associated with the loss of your parents, your spouse, or even yourself? If the answer to that question is No, Press 1 now! You or your loved ones can be approved for final expense life insurance and have your policy enforce in as little as 24 hours. You will be amazed at how easily you can have coverage in place, and it is incredibly affordable. Press 1 now to learn more about this Life Insurance coverage. Someone will have to pay for the final expenses burial for your family. Why not pay for it through a Life Insurance policy now, at an affordable monthly rate, instead of having to come up with eight, ten, or even twelve thousand dollars during the time of your deepest grief. The loss of a loved one is tough enough. Have the piece of mind you'll gain by knowing you have taken care of the ones you love, and provided them with this gift! Press 1 now to get started."

They may also hear a recording that says, "Hello, this call is for those that have been putting off planning to take care of the awkward topic of funeral expenses. Consider this, a Final Expense plan needs No blood test or medical exams, and is guaranteed to issue regardless of your health, and premiums are guaranteed to never increase! If you're interested in piece of mind for you and your loved ones, get a complimentary competitive quote from a live licensed insurance agent by pressing 1 now! Or press 2 to be removed from this special list. Thank you for requesting a quote, please press 1 now to be connected to a licensed agent, or press 2 now to be placed on our Do Not Call list.

As soon as the prospect has pressed 1 on their phone, your telephone begins to ring! I answered with, "Hello, my name is Matthew Rosenthal, and I am the agent that will be helping you with your personalized quotes today. Now I just need to ask you a few more questions to prepare your quotes and ensure that I am getting you the best possibly rates with the best possible companies." From there I asked them the questions that I use for my prospect pages (i.e. birthday, medications, height, weight, etc.). Once I have finished taking down the persons' information, I explain to them that I am an Independent agent and that I will take their information and "shop it" between several different companies to see who will offer us the best rates. Then I go into trying to set an appointment to come and visit them, so that I can help them go over exactly what I found to be the best coverage available for them.

Out of the 20 leads here are my findings;

- 2 people cussed me out.
- 2 people told me they just wanted to let me know that they already had all the insurance they needed.
- 1 person just wanted to let me know that even though the message said it was for people ages 40 to 85, he was 91.
- 4 people simply hung-up on me.
- 6 people asked me to be removed them from the dialer.
- 5 people were what I would consider to be good leads (2 of those 5 are exceptional leads).

Out of the 5 that were "Good leads" here are my findings;

- 1 gentleman just wants me to mail him quotes and more information for him and his spouse, I doubt he will actually purchase.
- 1 lady asked for quotes, but would not let me set an appointment until after I could give her quotes. When I called her back with the quotes she had me run her spouse as well, and she is so happy with the quotes I am have an appointment to take an application for both her and her husband Saturday. ($40.20 for her & $32.13 for him a month).
- 1 lady is on oxygen (COPD), and only qualifies for Presidential's final expense, but you have never met anyone happier to be able to get some sort of policy. ($53.13 a month premium). She is also going to take an accidental Death policy from UHL (United Home Life) for $13.71 a month.
- 1 lady definite wants to take out a policy on her life for $28.92 a month, but is not sure if she wants to take out the one on her husband at $39.15 a month, or the one for $44.37 a month. (She also wanted quotes before she would agree to an appointment time with me). I am suppose to meet with her next Monday to take her application, and fianlize a plan for her husband.
- 1 person is an elderly gentleman that I honestly think just wants to have someone to talk to. He chatted with me for almost 45 minutes, for a process that should only take 5. I am suppose to meet with him next Saturday, and quotes for him are $44.10 a month, and $26.15 for his spouse.

As a street level writing agent I would make at least $1,444.82 in advances with $26.57 a month as earned. There is still a possibility that I might make another $695.57 in advances. Please note that I am NOT including anything for the gentleman that wanted me to mail him more information. As an R.F.S. agent I would have paid $140.00 for 20 direct transfer leads. I would consider that to be a wonderful investment for my return.

In conclusion, I would have to "Very Highly" recommend the Direct Transfer leads to any and all agents that are interested in purchasing Final Expense Life Insurance leads. The system was easy to use (even for someone such as myself that is horrible on a computer), It was a quick and easy process, and Most Importantly…. It was a Very profitable return compared to the lead cost!

Matt Rosenthal
 
Just goes to show that telemarketing still works. This sounds better than the dialer leads i got last year. I had many ans machine responses which were counted as a "lead". Do you get credit for those with Ramiz?
 
policy doctor said:
Just goes to show that telemarketing still works. This sounds better than the dialer leads i got last year. I had many ans machine responses which were counted as a "lead". Do you get credit for those with Ramiz?
Click to expand...


You won't get any answering machines with live transfers.
But you will get cussed at and be told to remove their phone number from you list.

With Matt trial, only 5 out of 20 were good leads. Bottom Line is that Matt leads would have cost him 140 and he made over 1500 bucks already. You could say he paid money to get cussed at. But at the end of the day, it was a good investment.

Let's just say he only sold one of them and spent 140 and the one sale was a small one and he only made 400 dollars. It would be worth it.

It also depends on the agent. You have to have a certain kind of phone skill. I also think it would be important when you turn the system on. I would turn it on a Saturday at 11am or 2 pm, when I thought more people would be home. I would never call someone at a bad time. Early morning or late at night.

The cool thing about this is that Matt had tons of people to talk to and give quotes to and people to go see. He didn't have to wait long either. One after another one. Matt took all 20 transfer within 3 hours. You should have seen him on that Friday.

Live transfers are a lot better then normal auto dialer leads.

You know that I preach on prospecting and referrals. I'm was trained old school and then made it my own style. I wish I had this, back in the days I had to call down the phone book.

I like predictive dialers also. I'm not sure where you get one of those. Someone will know though.

Also, you must have thick skin to work on the phone.

I had an agent spend 440 dollars on a 1000 piece mailing last month and didn't get one response. He would have been better off doing this.

I had an agent put out 100 door hangers out of 10,000 door hangers he had and then gave up and trashed them. He told me that he didn't get one phone call and he was done. I wanted to hit him. Another agent spent one hour cold calling, before he gave up. I wanted to hit him also. They just don't get it.

Matt could have given up on his 1st transfer, but he is glad he didn't. It was a great investment to him. He will be doing it again soon, when he is done working these leads.

Sometimes you just have to go for it and don't back off. Sometimes it takes large numbers before you start seeing the great results. No matter what you try or do, commit to it.
 
Really, there are no credits for live transfer campaigns. If someone running it just want to give the illusion of credits they just jack the price a bit.

These campaigns cost a certain amount of money per minute to run. Imagine putting up a billboard, getting 50 leads, 10 of which were bad then calling your ad company and saying "ok, now what do we go about these bad leads?"
 
redzalez said:
Any feedback on the health live transfers? He gots a good deal going on for new customers.
Click to expand...

Agents that can sell health insurance do as well as they do with any other method. Agents that can't sell do as poorly as they do with other methods.
 
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