Hello to all of you. I found this forum while doing some online research on farmers. After doing a lot of reading in the forums, I decided to join and post. I see that there is a lot of people in my current situation. I am looking to start an insurance career. I don't have a lot of insurance background. I held a life insurance in my state of Utah but didn't do much with it and it expired as of last October. Now I am looking for a new opportunity in this industry. I recently had an interview with Farmers and I am considering joining them as a reserve agent. After some research I am really confused as to what to think of this opportunity. I have read some bad reviews of Farmers and it seems that rates are not very competitive and that can't help a new potential agent starting out. I have just solicited information from American Family to see what kind of opportunities they have to become an agent. I have personally have had good experiences with them as a customer so I figured why not explore the possibilities there as well. Sorry about the long story in my introductory post, but I have so many questions. I am really glad that I found this forum as it has already been very helpful in my first day. I hope to stay here for a long time to come. Please feel free to share any advice as I will really appreciate it. Thanks to all of you for the information you share.