I am a new life insurance agent working for an IMO that offers training, support and leads. I am more of a face to face person and prefer speaking to people in person rather than on the phone. I would like to do seminars or some type of educational classes in order to build trust and relationships. I can also do newsletters and social media. I'm looking for a good niche that I could focus on but not sure which way to go. I was thinking about mortgage protection, final expense and/or annuities. I would appreciate any suggestions.